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Protect your wishes
If you're a Caroola client, you get a free, Simple Will from Thomas Bradley & Co. Their experienced team makes it simple and stress-free to put your wishes in writing and provide peace of mind for you and your family.
- Expert, jargon-free advice
- Tailored will for you & your loved ones
- Home or online appointments
Enjoy more perks with Accountancy+
Whether you're thinking about joining Caroola or already with us and fancy an upgrade, our Accountancy+ package is a great choice. You get everything included in our standard packages, plus way more perks to benefit you and the family.
- Discounted gym memberships
- Free Simple Will
- 24/7 GP helpline
- Save more with enhanced Rewards
to Caroola
Broker fees slashed to only £399!
Caroola Mortgages provides specialist mortgage advice tailored to contractors and self-employed professionals. We understand the unique challenges of non-traditional income and focus on helping you secure the right mortgage for your circumstances, whether it’s your first home, a remortgage, or investment property. From tailored mortgage solutions to refinancing options, our approach is expert, personalised, and focused on helping you achieve your property goals.
- Free 30-minute consultation
- Dedicated Mortgage Advisor
- Advice tailored for contractors and self-employed professionals
- Face-to-face & virtual appointments
CJ Money is authorised and regulated by the Financial Conduct Authority (FCA)—FRN 916242. Registered in England & Wales: 1217167.
CJ Money charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed at the earliest opportunity.
As a mortgage is secured against your home, it could be repossessed if you do not keep up with the mortgage repayments. Please note that the Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The guidance and/or advice provided by CJ Money is subject to the UK regulatory regime and is primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt resolution of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
Price match promise on award-winning business insurance
Join over 100,000 freelancers, contractors, and small business owners who trust Qdos to protect their livelihoods. What’s more, they stand by their Price Match Promise, so you can be confident you're getting the best value.
- Price match promise
- Over 1,500 trades insured
- 4.8 Feefo rating
- Multi-award winning
Price match promise
Kingsbridge provides comprehensive protection and peace of mind for businesses, freelancers, and contractors across the UK. As a leading insurer, they support the rapidly growing contingent workforce across industries from finance to IT and beyond.
- Price match guarantee
- Quote in under 7 minutes
- Rated 4.7/5 on Feefo
to Caroola
Tailored executive income protection and relevant life cover
When you run your own business, the need for protection planning is very important, to secure the business financial future as well as you and your families. Whether it be protecting the business entity, looking after loved ones in the event of death or protecting the contribution of a key employee, our advisers know just how to structure your protection to ensure that you have the right level of peace of mind, regardless of the risks you may face.
- Dedicated IFA
- Tax efficient
- Free 15 minute consultation
- Whole of market
Tax efficient executive income protection & relevant life cover
Protection planning ensures you and your loved ones stay financially secure through life’s challenges. From safeguarding income to protecting assets and providing for your family, Alfa Wealth helps you choose the right cover to feel prepared and confident.
- Dedicated IFA
- Tax efficient
- Free consultation
- Not-for-profit
Save £1000s with Caroola Rewards
If you're a Caroola client, you and your family can enjoy a range of discounts through the Caroola Rewards app! Save on everyday essentials, treats, travel, and more from brands like Starbucks, M&S, JD Gyms, Beaverbrooks.
- Download the app
- Save £1000s at big brands
- Seasonal offers
- Deals on travel, gifts & more
Fast access to private healthcare - find your perfect fit today!
WPA is an award-winning, not-for-profit health insurer, offering policies that give you and your loved ones quick access to private treatment when you need it. From healthcare and dental to cash plans, you can tailor cover to support your employees and build a positive workplace culture. Book a free consultation to discuss all your options today!
- Outpatient and private hospital treatment
- Cancer care
- Personal & family cash plans
- Health & wellbeing helpline
Free WHOOP 5.0 Band with Bupa
Switch Health is the UK’s No.1 rated private health insurance broker on Trustpilot. Comparing leading insurers like Bupa, AXA Health, Aviva and Vitality to find you the best cover, saving you time and money. Their expert team handles everything from quotes to claims for a seamless experience.
- UK’s No.1 Rated Broker
- FREE WHOOP band when you take out a 12-month membership with Bupa
- All Major UK Insurers
- Fast, Expert Advice
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Save £100 on your HomeBuyer Service
OneDome’s HomeBuyer service covers everything you need to buy a property - securing your mortgage, doing the legal work, surveys, and a dedicated Property Moving Assistant to manage it all.
- £100 discount
- Buyers protection insurance of £2,250
- ‘No sale, no fee’ on legal & mortgage work
- Save up to £2,500
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Get 12.5% off business support membership & protection against HMRC investigations
IPSE is the UK’s only not-for-profit membership association for the self-employed. Join to access cover, resources, and community support to overcome challenges and grow your business. IPSE provides protection against investigations by HMRC into tax returns and IR35 disputes, including historical contracts. With cover for legal fees and compensation for loss of earnings, you can rest assured that your membership has you fully covered.
- 12.5% discount with code IA-CAR
- Up to £100k cover legal fees
- £500 per day for loss of earnings
- 24/7 tax & legal helplines
Protect you & your family from the unexpected with insurance tailored to you
Whether you need advice on new financial protection or want to review your existing cover, CMME can help you find the right solutions for you and your family - giving you complete financial and emotional peace of mind.
- Free, no obligation chat
- Tax efficient
- ‘Fast track’ access to underwriters
- Tailored advice to protect you & your families
Up to £3000 cashback when you open a Self-Invested Personal Pension (SIPP)
Whether you're opening a Self-Invested Personal Pension (SIPP) or an ii ISA or Trading account, you can get at least £100 to further your invstments or pocket some extra cash. From only £5.99/month with no withdrawal fees, ii offers tax-efficient retirement savings and full control over shares, funds, ETFs, bonds, and trusts.
- £100 - £3000 cashback when you open a SIPP
- £100 worth of free trades when you open an ii ISA or Trading Account
- Low flat monthly fee
- Which? Recommended & trusted by 450,000 customers
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Get £150 when you open a Zempler business bank account
Apply in minutes. Starting at £0 monthly. Deposit £1000 within 30 days of opening your account, and you’ll get £150. T&Cs apply. Zempler has already helped over 650,000 UK businesses and provide smart, simple digital banking built for small business and start-ups.
- Deposit £1000 and get £150. T&Cs apply.
- Easy to use in-app and Online Banking
- UK telephone customer support from real humans
- FSCS protection up to £85,000 on eligible deposits
to Caroola
Take a free financial healthcheck
Get a personalised financial health check in minutes. Powered by Compass - a market-leading technology - your report includes what you’re doing well and where to improve, from savings and pensions to mortgages and investments.
- Free financial health check
- Personalised results in minutes
- Real-time insights
- Review with IFA
Free business cash health check worth £995
Alfa Wealth helps company owners, directors, and shareholders align business success with personal wealth goals. From tax-efficient profit extraction to retirement planning and legacy protection, they'll help you maximise your company’s opportunities.
- Free 30 minute consultation
- Face-to-face appointments
- Virtual appointments
- Dedicated Financial Advisor
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Get £100 discount off mortgage broker fees
Every independent professional is different, and so is every mortgage. CMME creates bespoke mortgages, using 18+ years of lender experience to ensure the self-employed and limited company owners aren’t penalised when choosing their next mortgage.
- £100 discount
- Whole of market broker
- Mortgage calculator tool
- Rated 5/5 on Feefo
Plan for Your Future: Will Writing for £99, Trust Plans & Legal Protection
With 10+ years of experience in the legal services industry, Thomas Bradley & Co are experts in all aspects of Estate Planning. Expect jargon-free, expert advice either in the comfort of your own home or virtually. Choose from a range of products and services to protect your estate, plan for your future, and give your loved ones peace of mind, all while being legally supported every step of the way.
- Will writing service for just £99
- Testamentary Trust Plans
- Family Protection Trusts
- Lasting Power of Attorney
Access £1,000 - £20m business funding
Whether you need £1,000 or £20m, Funding Options connects you with 120+ lenders to find the right finance quickly, so you can scale with confidence. Funding Options has already helped 18,000+ business owners secure over £800m to grow and thrive.
- No impact on credit score
- Apply in minutes
- Free to apply with no obligation
- Dedicated support from funding experts
Get your finances in order: pensions, tax and investments
Contractor Wealth specialises in financial planning for contractors and freelancers. By understanding how you work, they provide advice that’s tailored to your needs and shaped around your pay structure.
- Rated 4.8 on Feefo
- Dedicated Financial Advisor
- Virtual appointments
- Free financial health check
Expert mortgage & home insurance advice
Whether you’re buying your first home, re-mortgaging, moving, or investing in Buy-to-Let, Cleerly will help you find the right mortgage and protection. They specialise in contractors, locums, and professionals with complex income.
- Enhanced lending multiples
- Deposits as low as 5%
- Mortgage calculator tool
- Rated Excellent on Trustpilot
Choose your tailored life and income protection
During unforeseen and distressing circumstances, insurance can lessen the financial strain on your family, granting peace of mind and stability. That's why Cleerly offers a range of reliable protection solutions that cover you today and in the future.
- Tax efficient
- Two decades of experience
- Tailored to you
Free set-up & 4% AER variable* interest when you open a savings account
A business savings account is a great way to make your earnings work harder. As a new Tide member, you'll get the highest savings rate and boosted introductory rate of up to 4% AER (variable). Plus, access your funds whenever you need them.
- New Boosted rate up to 4% AER variable
- Withdraw money any time
- No limits or fees on withdrawals
- Free to open
£100 cashback when you open a business bank account
Open a Tide account to have all your banking in one place, get £100 cashback plus 3 months free on any plan* as a thank you. Tide is trusted by 650,000+ sole traders, freelancers and limited companies throughout the UK.
- £100 cashback
- 3 free months on any Tide plan*
- No monthly account fee
- Apply in minutes
Switch your business banking to Tide and get £100 cashback
Switching to Tide is quick and easy. Enjoy streamlined banking, personalised invoicing, £100 cashback, and 3 months free as a thank you. Trusted by 650,000+ sole traders, freelancers, and limited companies across the UK.*
- £100 cashback
- Fast completion
- No monthly account fee
- Apply in minutes
Why choose Caroola?
At Caroola, we’ve spent over 30 years refining our services to meet the needs of modern businesses.
Whether you’re a start-up, looking to scale up, or an established company, we provide the tools and expertise to simplify your accounting so you can focus on growth.
Flexible
plans
Expert
accounting
Clear
pricing
Growth
partner
Smart
bookkeeping
Let's talk
Interested in finding out more? Speak with our team to see how we can work together.
Here's how you can get in touch...
If you're a client, you can speak to your dedicated accountant on: 03330 342 480





