Plan your financial future, with clarity
Reach your Strongest Financial Potential
FREE consultation
Virtual appointments
Dedicated financial advisor
Regular reviews, when it suits you
Ready to get started? Book a free consultation
You’ll be matched with a dedicated financial advisor who’ll give you honest, tailored advice – so you can feel confident about the future and know your money’s working hard to support your personal and business goals.
As a business owner, getting on top of your finances is one of the most important things you can do for yours and your family’s future.
Whether you’re looking for advice on tax or pensions, planning and investing for the long term, or protecting what matters with life and health cover, Caroola Financial Planning is here to help.
Take your Free Financial Health Check
Caroola Financial Planning is offering a free financial health check, giving you a personalised report in just a few minutes.
Powered by Compass – a market-leading technology – your report includes real-time insights on what you’re doing well, where you could improve, and practical tips on areas like…
Ready to get started?
Take your free health check today to receive your personalised report instantly and review the results with an independent financial advisor.
How can Caroola Financial Planning Help You?
Financial Planning & Pension Contributions
Whether you're seeking financial advice on tax, investments or pension contributions, Caroola Financial Planning’s team can help.
You’ll get clear, tailored advice to help your money work harder, for longer. Whether you’re planning for retirement or just want a better handle on your finances, Caroola Financial Planning will guide you through your options and help you build a solid plan that supports both your personal and business goals.
Income Protection & Life Cover
As a business owner, protecting your income isn’t a nice-to-have, it’s essential. Life can throw curveballs and when it does, you need to know your finances are in good hands.
With Caroola Financial Planning, you can be confident you’ve got the right protection in place when it matters most. That means if sickness or bereavement happens, your income keeps coming in and your family stays financially secure. You’ll get independent advice on the best cover for your needs, with support at every step.
Health Insurance
Health worries are tough enough without having to stress about waiting lists or private treatment costs. Caroola Financial Planning helps you find the right health insurance cover - so you and your family can get the care you need, when you need it, with less hassle and more peace of mind.
Caroola Mortgages
How We Can Help:
At Caroola Mortgages, we specialise in mortgages for contractors or self-employed professional including those working via umbrella companies. Our services include:
Tailored advice
Understanding your income structure and helping identify suitable mortgage products.
Lender navigation
Identifying lenders who are flexible with self-employed applicants.
End-to-end support
Guiding you through the mortgage process, from consultation to completion.
Remortgage assistance
Helping you avoid standard variable rates (SVR) and secure competitive deals at renewal.
By leveraging our experience, contractors can maximise their chances of mortgage approval and secure the most suitable terms.
Need Mortgage Advice?
If you’re a contractor or self-employed professional looking to buy, remortgage, or explore your mortgage options, Caroola Mortgages can help you navigate the changing landscape.
How Much Does a Professional Accountant Cost?
The cost of an accountant will typically depend on the level of support needed.
For instance, VAT or Self Assessment support is a common add-on which can increase the price of services. At the same time, you don’t want to be paying for an accountancy package that over services and overcharges your company. An accountant should provide noticeable value in the form of targeted support, communication, and legal compliance.
At Caroola, we offer fixed monthly pricing so it’s easy to plan ahead. We will always be transparent about the fees and costs associated with our accountancy services, so you know exactly what you’re paying for. No hidden fees. Just maximised value for money.
Sole Trader
- Self Assessment filing
- Bookkeeping software
- Dedicated accountant
- MTD ITSA software
- Corporation Tax & VAT filing
- Annual Accounts
- Real-time tax insights
Partnerships & LLP
- Self Assessment filing
- Bookkeeping software
- Dedicated accountant
- MTD ITSA software
- Corporation Tax & VAT filing
- Annual Accounts
- Real-time tax insights
Limited Company
- Self Assessment filing
- Bookkeeping software
- Dedicated accountant
- MTD software
- Corporation Tax & VAT filing
- Annual Accounts
- Real-time tax insights
Speak to a Professional Accountant Today
Ready to work together or interested in learning more? Get in touch with the team to start a conversation.
FAQs
- Why is financial planning so important?
Good financial planning helps your money work harder for longer. Whether you’re improving how you manage and allocate your business’ income, planning for retirement, investing for the future, or protecting what matters most, thinking ahead and making informed financial decisions gives you and your family clarity and control. With the right approach, you can build a more secure, confident future for yourself and the people you care about.
- How does health insurance and income protection differ?
Health insurance covers medical costs when you become ill and helps you access treatment faster. On the other hand, income protection covers your earnings if you can’t work due to things like illness, injury or bereavement – so you still get paid, even when life throws a curveball. Ultimately, health insurance and income protection work best together, especially if you’re a business owner. There’s a wide range of providers to choose from, each offering varying levels of cover, benefits and price. Caroola Financial Planning will help you weigh up the different options and choose the right one for you and your family.
The Knowledge Hub
Do I Need an Accountant if I’m Self-Employed?
Partner Blog: Funding Questions Every Business Owner Asks
Benefits of having an accountant
IR35 Business Entity Tests
How to Become a Freelance, Self-Employed, Mobile Hairdresser
Making Tax Digital for the Self-Employed and Small Businesses
Making Tax Digital for Landlords
Partner Blog: How to get Funding for Your Business
How to Choose the Right Savings Bank Account for Your Business
Benefits of Tide Business Banking
Why Every Business Needs a Separate Bank Account
