Protect your wishes

If you're a Caroola client, you get a free, Simple Will from Thomas Bradley & Co. Their experienced team makes it simple and stress-free to put your wishes in writing and provide peace of mind for you and your family.

  • Expert, jargon-free advice 
  • Tailored will for you & your loved ones
  • Home or online appointments
Thomas Bradley & Co (Scotland) LTD: Our standard Terms of Business apply to all services unless otherwise agreed in writing. We operate a 14-day cooling-off period from your initial consultation. Fees and payment terms will be confirmed in writing; clients are liable for all properly charged fees. Personal data is handled per GDPR and our privacy notice. We may share information with third parties as required for your case. For full terms, visit www.thomasbradleylegal.co.uk/terms-of-business. Thomas Bradley & Co are not regulated by the Law Society and may work with third-party partners. Contact: info@thomasbradleylegal.co.uk | 0330 390 9200

Enjoy more perks with Accountancy+

Whether you're thinking about joining Caroola or already with us and fancy an upgrade, our Accountancy+ package is a great choice. You get everything included in our standard packages, plus way more perks to benefit you and the family.

  • Discounted gym memberships
  • Free Simple Will
  • 24/7 GP helpline
  • Save more with enhanced Rewards
Exclusive
to Caroola

Broker fees slashed to only £399!

Caroola Mortgages provides specialist mortgage advice tailored to contractors and self-employed professionals. We understand the unique challenges of non-traditional income and focus on helping you secure the right mortgage for your circumstances, whether it’s your first home, a remortgage, or investment property. From tailored mortgage solutions to refinancing options, our approach is expert, personalised, and focused on helping you achieve your property goals.

  • Free 30-minute consultation
  • Dedicated Mortgage Advisor
  • Advice tailored for contractors and self-employed professionals
  • Face-to-face & virtual appointments

CJ Money is authorised and regulated by the Financial Conduct Authority (FCA)—FRN 916242. Registered in England & Wales: 1217167.

CJ Money charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed at the earliest opportunity.

As a mortgage is secured against your home, it could be repossessed if you do not keep up with the mortgage repayments. Please note that the Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.

The guidance and/or advice provided by CJ Money is subject to the UK regulatory regime and is primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt resolution of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.

Price match promise on award-winning business insurance

Join over 100,000 freelancers, contractors, and small business owners who trust Qdos to protect their livelihoods. What’s more, they stand by their Price Match Promise, so you can be confident you're getting the best value.

  • Price match promise
  • Over 1,500 trades insured
  • 4.8 Feefo rating
  • Multi-award winning

Price match promise

Kingsbridge provides comprehensive protection and peace of mind for businesses, freelancers, and contractors across the UK. As a leading insurer, they support the rapidly growing contingent workforce across industries from finance to IT and beyond.

  • Price match guarantee
  • Quote in under 7 minutes
  • Rated 4.7/5 on Feefo
Kingsbridge Contractor Insurance is a trading name of Kingsbridge Risk Solutions Ltd. Kingsbridge Risk Solutions Ltd is authorised and regulated by the Financial Conduct Authority | Registered in England No. 4122238 | Registered Address: 9 Miller Court, Severn Drive, Tewkesbury Business Park, Gloucestershire, GL20 8DN.
Exclusive
to Caroola

Tailored executive income protection and relevant life cover

When you run your own business, the need for protection planning is very important, to secure the business financial future as well as you and your families. Whether it be protecting the business entity, looking after loved ones in the event of death or protecting the contribution of a key employee, our advisers know just how to structure your protection to ensure that you have the right level of peace of mind, regardless of the risks you may face.

  • Dedicated IFA
  • Tax efficient
  • Free 15 minute consultation
  • Whole of market
Caroola Financial Planning is a trading style of Cheetham Jackson Ltd (FRN514951) which is authorised and regulated by the Financial Conduct Authority. We are independent for investment and pension business, and when looking to address protection needs, we will provide advice based on fair analysis of the market. The Financial Conduct Authority does not regulate taxation advice, wills or trusts. The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change. The Financial Conduct Authority does not regulate on Estate Planning.

Tax efficient executive income protection & relevant life cover

Protection planning ensures you and your loved ones stay financially secure through life’s challenges. From safeguarding income to protecting assets and providing for your family, Alfa Wealth helps you choose the right cover to feel prepared and confident.

  • Dedicated IFA
  • Tax efficient
  • Free consultation
  • Not-for-profit
Alfa Wealth are a trading style of Insight Financial Associates Limited who are authorised and regulated by the Financial Conduct Authority (FCA), 458421. The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice. The value of your investments can go down as well as up, so you could get back less than you invested. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.

Save £1000s with Caroola Rewards

If you're a Caroola client, you and your family can enjoy a range of discounts through the Caroola Rewards app! Save on everyday essentials, treats, travel, and more from brands like Starbucks, M&S, JD Gyms, Beaverbrooks.

  • Download the app
  • Save £1000s at big brands
  • Seasonal offers
  • Deals on travel, gifts & more

Fast access to private healthcare - find your perfect fit today!

WPA is an award-winning, not-for-profit health insurer, offering policies that give you and your loved ones quick access to private treatment when you need it. From healthcare and dental to cash plans, you can tailor cover to support your employees and build a positive workplace culture. Book a free consultation to discuss all your options today!

  • Outpatient and private hospital treatment
  • Cancer care
  • Personal & family cash plans
  • Health & wellbeing helpline

Free WHOOP 5.0 Band with Bupa

Switch Health is the UK’s No.1 rated private health insurance broker on Trustpilot. Comparing leading insurers like Bupa, AXA Health, Aviva and Vitality to find you the best cover, saving you time and money. Their expert team handles everything from quotes to claims for a seamless experience.

  • UK’s No.1 Rated Broker
  • FREE WHOOP band when you take out a 12-month membership with Bupa
  • All Major UK Insurers
  • Fast, Expert Advice
Eligibility: Available to new Bupa By You customers who purchase a policy between 19 January and 13 March 2026. Please note this offer is not available to customers who choose Guided Care, please find full T&Cs for the full eligibility criteria. Get a quote and start your policy by 13 March 2026 and receive a free Whoop Band 5.0 and pre-loaded 12-month membership. Available to 18+, UK resident, new Bupa By You customers. One per policy for main members only, redeemable after three months of coverage. T&Cs apply see here. Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London EC2R 7HJ
Exclusive
offer

Save £100 on your HomeBuyer Service

OneDome’s HomeBuyer service covers everything you need to buy a property - securing your mortgage, doing the legal work, surveys, and a dedicated Property Moving Assistant to manage it all.

  • £100 discount
  • Buyers protection insurance of £2,250
  • ‘No sale, no fee’ on legal & mortgage work
  • Save up to £2,500
Your home may be repossessed if you do not keep up repayments on your mortgage. The OneDome HomeBuyer Service covers the cost of mortgage advice and the submission of a mortgage application, conveyancing base legal fees for a buy transaction and OneDome’s Property Moving Assistant services. The OneDome HomeBuyer Service Plus covers the cost of mortgage advice and the submission of a mortgage application, conveyancing base legal fees for both a buy and sell transaction and OneDome’s Property Moving Assistant services. The purchase of a property (a ‘buy’ transaction) is covered by the OneDome Guarantee which provides cover up to £2,250 in the event the property transaction falls through – terms and conditions apply. Additional fees may be applicable depending on your circumstances and type of transaction. To qualify for the HomeBuyer Service or HomeBuyer Service. Plus, customers must satisfy certain mortgage eligibility criteria which will be assessed during the initial call with a Property Moving Assistant and mortgage adviser. The price of the HomeBuyer Service is £999 (inc VAT). The price of the HomeBuyer Service Plus is £1,699 (inc VAT). *Additional fees may be charged for non-standard cases. OneDome Ltd or Your conveyancer will advise you prior to engagement if this is the case. The provision of the HomeBuyer and HomeBuyer Plus Service is subject to contract.
Exclusive
offer

Get 12.5% off business support membership & protection against HMRC investigations

IPSE is the UK’s only not-for-profit membership association for the self-employed. Join to access cover, resources, and community support to overcome challenges and grow your business. IPSE provides protection against investigations by HMRC into tax returns and IR35 disputes, including historical contracts. With cover for legal fees and compensation for loss of earnings, you can rest assured that your membership has you fully covered.

  • 12.5% discount with code IA-CAR
  • Up to £100k cover legal fees
  • £500 per day for loss of earnings
  • 24/7 tax & legal helplines
IPSE is registered in England and Wales, no 03770926. Lynton House, 7-12 Tavistock Square, London WC1H 9LT.

Protect you & your family from the unexpected with insurance tailored to you

Whether you need advice on new financial protection or want to review your existing cover, CMME can help you find the right solutions for you and your family - giving you complete financial and emotional peace of mind.

  • Free, no obligation chat
  • Tax efficient
  • ‘Fast track’ access to underwriters
  • Tailored advice to protect you & your families
CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ.

Up to £3000 cashback when you open a Self-Invested Personal Pension (SIPP)

Whether you're opening a Self-Invested Personal Pension (SIPP) or an ii ISA or Trading account, you can get at least £100 to further your invstments or pocket some extra cash. From only £5.99/month with no withdrawal fees, ii offers tax-efficient retirement savings and full control over shares, funds, ETFs, bonds, and trusts.

  • £100 - £3000 cashback when you open a SIPP
  • £100 worth of free trades when you open an ii ISA or Trading Account
  • Low flat monthly fee
  • Which? Recommended & trusted by 450,000 customers
Terms & Fees apply. Offer valid until 28 February 2026. Minimum £20,000 investment. Capital at risk - The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). The ii SIPP is intended for customers who have sufficient knowledge and experience of investing to make their own investment decisions. If you are unsure about the suitability of a SIPP or transferring any existing pension plan(s) into a SIPP, you should seek advice from an authorised financial advisor. Brokerage Services provided by Interactive Investor Services Limited, incorporated in England and Wales with company number 2101863. Registered office: 201 Deansgate, Manchester, M3 3NW. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN, United Kingdom (Financial Services Register Firm Reference Number 141282).
Exclusive
offer

Get £150 when you open a Zempler business bank account

Apply in minutes. Starting at £0 monthly. Deposit £1000 within 30 days of opening your account, and you’ll get £150. T&Cs apply. Zempler has already helped over 650,000 UK businesses and provide smart, simple digital banking built for small business and start-ups.

  • Deposit £1000 and get £150. T&Cs apply.
  • Easy to use in-app and Online Banking
  • UK telephone customer support from real humans
  • FSCS protection up to £85,000 on eligible deposits
For full website terms including information on Zempler Bank, Mastercard and use of trademarks, please see full legal disclosures. Zempler Bank Limited (“Zempler Bank”) is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.
Exclusive
to Caroola

Take a free financial healthcheck

Get a personalised financial health check in minutes. Powered by Compass - a market-leading technology - your report includes what you’re doing well and where to improve, from savings and pensions to mortgages and investments.

  • Free financial health check
  • Personalised results in minutes
  • Real-time insights
  • Review with IFA

Free business cash health check worth £995

Alfa Wealth helps company owners, directors, and shareholders align business success with personal wealth goals. From tax-efficient profit extraction to retirement planning and legacy protection, they'll help you maximise your company’s opportunities.

  • Free 30 minute consultation
  • Face-to-face appointments
  • Virtual appointments
  • Dedicated Financial Advisor
Alfa Wealth are a trading style of Insight Financial Associates Limited who are authorised and regulated by the Financial Conduct Authority (FCA), 458421. The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice. The value of your investments can go down as well as up, so you could get back less than you invested. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
Exclusive
offer

Get £100 discount off mortgage broker fees

Every independent professional is different, and so is every mortgage. CMME creates bespoke mortgages, using 18+ years of lender experience to ensure the self-employed and limited company owners aren’t penalised when choosing their next mortgage.

  • £100 discount
  • Whole of market broker
  • Mortgage calculator tool
  • Rated 5/5 on Feefo
Your property may be repossessed if you do not keep up repayments on your mortgage. CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.

Plan for Your Future: Will Writing for £99, Trust Plans & Legal Protection

With 10+ years of experience in the legal services industry, Thomas Bradley & Co are experts in all aspects of Estate Planning. Expect jargon-free, expert advice either in the comfort of your own home or virtually. Choose from a range of products and services to protect your estate, plan for your future, and give your loved ones peace of mind, all while being legally supported every step of the way.

  • Will writing service for just £99
  • Testamentary Trust Plans 
  • Family Protection Trusts 
  • Lasting Power of Attorney
Thomas Bradley & Co (Scotland) LTD: Our standard Terms of Business apply to all services unless otherwise agreed in writing. We operate a 14-day cooling-off period from your initial consultation. Fees and payment terms will be confirmed in writing; clients are liable for all properly charged fees. Personal data is handled per GDPR and our privacy notice. We may share information with third parties as required for your case. For full terms, visit www.thomasbradleylegal.co.uk/terms-of-business. Thomas Bradley & Co are not regulated by the Law Society and may work with third-party partners. Contact: info@thomasbradleylegal.co.uk | 0330 390 9200

Access £1,000 - £20m business funding

Whether you need £1,000 or £20m, Funding Options connects you with 120+ lenders to find the right finance quickly, so you can scale with confidence. Funding Options has already helped 18,000+ business owners secure over £800m to grow and thrive.

  • No impact on credit score
  • Apply in minutes
  • Free to apply with no obligation
  • Dedicated support from funding experts
Funding Options by Tide helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.The lenders we work with could pay commission at different rates, and for certain lenders we have some influence over the interest rate, and this can impact the amount that you pay under any agreement you may choose to enter into. Before you enter into a regulated credit agreement with a lender, you may request from us disclosure of the amount of any commission or fee or other remuneration we will receive from the lender. Where we do not know the precise amount, we will disclose to you the likely amount. Eligibility criteria apply. Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.© Funding Options Ltd · Authorised and Regulated by the Financial Conduct Authority. Reference Number 727867.

Get your finances in order: pensions, tax and investments

Contractor Wealth specialises in financial planning for contractors and freelancers. By understanding how you work, they provide advice that’s tailored to your needs and shaped around your pay structure.

  • Rated 4.8 on Feefo
  • Dedicated Financial Advisor
  • Virtual appointments
  • Free financial health check
Contractor Wealth Management Ltd is registered in England and Wales. Company Number 07773485. Registered Address 3 Turnberry House Parkway, Whiteley, Fareham, England, PO15 7FJ The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change. The Financial Conduct Authority does not regulate on Estate Planning.

Expert mortgage & home insurance advice

Whether you’re buying your first home, re-mortgaging, moving, or investing in Buy-to-Let, Cleerly will help you find the right mortgage and protection. They specialise in contractors, locums, and professionals with complex income.

  • Enhanced lending multiples
  • Deposits as low as 5%
  • Mortgage calculator tool
  • Rated Excellent on Trustpilot
Your property may be repossessed if you do not keep up repayments on your mortgage. Cleerly is a trading name of Cleerly Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Ground Floor, 3 Victory Park, Solent Way, Whiteley, Fareham, England, PO15 7FN. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Choose your tailored life and income protection

During unforeseen and distressing circumstances, insurance can lessen the financial strain on your family, granting peace of mind and stability. That's why Cleerly offers a range of reliable protection solutions that cover you today and in the future.

  • Tax efficient
  • Two decades of experience
  • Tailored to you
Cleerly is a trading name of Cleerly Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Ground Floor, 3 Victory Park, Solent Way, Whiteley, Fareham, England, PO15 7FN.

Free set-up & 4% AER variable* interest when you open a savings account

A business savings account is a great way to make your earnings work harder. As a new Tide member, you'll get the highest savings rate and boosted introductory rate of up to 4% AER (variable). Plus, access your funds whenever you need them.

  • New Boosted rate up to 4% AER variable
  • Withdraw money any time
  • No limits or fees on withdrawals
  • Free to open
*Variable rate shown correct as of 15/01/2026. Promotional offer terms & conditions apply - here. Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New members can earn our boosted rate of up to 3.74% AER (variable) on their business savings for free, for the first 6 months. After 6 months, the interest rate will adjust to your chosen Tide plan’s rate. For full details, read key information in Tide's summary box. Only available to UK-registered limited companies or sole traders. Tide offers bank accounts provided by ClearBank. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: 13 Dirty Lane, Borough Yards, London, SE1 9PA. Tide business savings accounts are FSCS-protected, provided by Clearbank. You will automatically have access to a Tide Instant Saver Account when you open a Tide business account. For full terms and conditions click here.

£100 cashback when you open a business bank account

Open a Tide account to have all your banking in one place, get £100 cashback plus 3 months free on any plan* as a thank you. Tide is trusted by 650,000+ sole traders, freelancers and limited companies throughout the UK.

  • £100 cashback
  • 3 free months on any Tide plan*
  • No monthly account fee
  • Apply in minutes
*Promotional offer terms & conditions apply - here. Only available to UK-registered limited companies or sole traders. Tide offers bank accounts provided by ClearBank. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: 13 Dirty Lane, Borough Yards, London, SE1 9PA.

Switch your business banking to Tide and get £100 cashback

Switching to Tide is quick and easy. Enjoy streamlined banking, personalised invoicing, £100 cashback, and 3 months free as a thank you. Trusted by 650,000+ sole traders, freelancers, and limited companies across the UK.*

  • £100 cashback
  • Fast completion
  • No monthly account fee
  • Apply in minutes
*Promotional offer terms & conditions apply - here. Only available to UK-registered limited companies or sole traders. Tide offers bank accounts provided by ClearBank. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: 13 Dirty Lane, Borough Yards, London, SE1 9PA.

Why choose Caroola?

At Caroola, we’ve spent over 30 years refining our services to meet the needs of modern businesses.

Whether you’re a start-up, looking to scale up, or an established company, we provide the tools and expertise to simplify your accounting so you can focus on growth.

Flexible
plans

Enjoy the freedom to use our services on your terms, with no fixed-term contracts.

Expert
accounting

Work with a dedicated accountant who takes the time to understand your business.

Clear
pricing

Our transparent, fixed pricing ensures you know exactly what you’re paying for.

Growth
partner

We go beyond the numbers to offer proactive advice that helps your business stay compliant.

Smart
bookkeeping

Simplify invoicing, expenses, and cash flow management with easy-to-use software

Let's talk

Interested in finding out more? Speak with our team to see how we can work together.

Here's how you can get in touch...

If you're a client, you can speak to your dedicated accountant on: 03330 342 480